Bad budgeter? Here, take a Mint :)

So, you ran out of money last night while hangin with your girls at ladies night. You currently have NO money to get you through the week. You know what that means? You’re obviously not the BEST budgeter ever.

With the holidays right around the corner, on top of your everyday expenses, there is no better time to nip this bad habit in the bud. MINT will help you become that budgeting guru you have always dreamed of becoming.

Mint is available in the iTunes App store and also for Android, but if you’re not so tech savy, the website is also available!

To start, sign up for an account which will link to your current bank account.

Once all of the accounts you want to watch over are linked to the app, you can keep track of:

  • Each account you have

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It keeps look at each of your accounts easy by splitting it up if you have a credit card and a debit card (going to use my account i’ve already set up to give you a little clue about how helpful this thing is!) :

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  • The cash flow section of the app gives you an insight of how much money you’re spending at each of the different places you go to on a normal basis:

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  • The budgets section helps you create a budget for each kind of thing you have a tendency to spend the major on such as gas, food, and clothes. (Hint, you can also set up personalized budgets, so with the holidays coming, you can set up a budget for each person on you’re shopping list to remind you how much you want to spend on them):

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  • The spending section shows you how much money you’ve actually spent in the last month, and also compares the current months spending on the your last few months spending.The best part about this section is the interactive graphs that literally show you what you’re doing with the money you make.
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    Another reason why this app is so handy is it gives you different kinds of alerts pertaining to low funds, how much money you have left in all of your accounts, and it’ll even tell you if there is weird activity going on that you might not be aware of!

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    Of all the featured apps, this one might be the most important that you get. You won’t be disappointed, and only learn more about how much you’re actually spending!

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Hard to keep track of circulars? The Weekly Sale app could be your new BFF

Welcome to fall everyone! For you South Floridians, that means the rain MAY stop soon. For others, it means time to bust out the boots, scarves, and long sleeve shirts!

Did you miss this weeks circulars for places like:

  • JC Penney
  • Old Navy
  • Wal-Mart
  • Target
  • etc.?

Well, then The Weekly Ads app will be you’re new best friend 🙂

This app allows you to find deals from just about every kind store in your area you can imagine:

  • Grocery
  • Apparel
  • Hardware
  • Convenience

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Once you download the app, and allow the app to locate you’re exact location, push ‘Stores’ to find a list of stores that are currently running sales and coupons near your current location. The stores are listed by how close they are in regard to distance from your current location.

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One way to find out the sales and deals is to press the store you want to go to. Once you click on it, it will come up wit a screen that shows you the circular for that week, and even the actual and electronic versions of the coupons.

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Another method would be to go to the home screen, and click ‘browse’. That allows you to search by state, and it gives you the cities in that state, and how many stores in that city actually carry deals and offer coupons and sales.

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To make it easier on you, just click the ‘sales’ button, and it gives you sales and coupons in your area within a 5 mile radius.

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To get the actual coupon, click on the ‘coupons’ button, and it will give you options to pick depending on whether you want to actually have the coupon on you, or you’re okay with having it on your phone:

  • Electronic Coupons
  • Printable Product Coupons
  • Printable Store Coupons

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and each option will give you the choice to pick a coupon for the product you’re looking for, which then categorizes the coupons based on the exact product.IMG_5223IMG_5226

The final option on this app that should be brought to light is the ‘shopping list’ button. You can actually create your shopping list based on the coupons that are available on the app.

If you’re finding it difficult to keep track of you’re shopping list, and whether or not there are coupons available, the Weekly Ads app is definitely what you need. Visit their facebook page for more information 🙂

Download the TUN app to find all kinds of discounts near you!

Happy Sunday!

As a college student, you always hear of places that offer student discounts, but never know EXACTLY who offers them or where these places are located.

Or, how about the ever famous “happy hour specials” for those who work the dreaded Monday-Friday 9 a.m.-5 p.m. work days. Well, The University Network, or TUN has decided to make life a little more simple for you.

TUN, which can be accessed on the internet or as an app on all mobile devices, uses the location that you are in to access discounts/specials being offered in your area, such as:

  • Bars
  • Fitness Gyms
  • Beauty Salons
  • Fast Food Joints
  • Retail Stores
  • Movie Theaters
  • etc.

Once you’ve typed in TUN.com, and created an account, TUN will ask you to verify your account through an email, and then ask you to sign in again.

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TIP: make sure if you’re using your account from the phone application, you turn on your location settings. Without them on, TUN can’t find all the fun discounts around you!

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Now we’re in progress! If you click on the “All Categories” bar, you can actually pick what you want to find a discount for!

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It looks like Oasis Salon and Spa has an AWESOME 10% off first time student discount! Right below that, it also shows you the hours of operation, and how far away it is from your current location!

Something even cooler that TUN shows you is the Weekly Specials. Want a girls night out for a friends birthday on Wednesday? Let’s check out Blue Martini in Boca.

Click the “View Weekly Discounts” box:

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Scroll to Wednesday, and it shows you every special being offered!

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The TUN app is available for FREE on the iTunes App store and also available for Andriod phones. Don’t have one of those? Remember to log onto TUN.com, and sign up that way and start having fun for reasonable prices 🙂

Coffee Addict? Save your money, and buy a Keurig.

Hey Everyone! I hope Monday is treating you right!

Did you get to Dunkin early enough to get your fresh cup of joe? Was your order made just the way you like it? Chances are, you answered “no” to one of these questions.

Did you know, according to a USA Today article, the average American spends $1,092 a year on coffee alone. For a broke college kid… that’s a LOT of money to spend on a substance that keeps you alert for about 4 hours.

If you haven’t heard of the Keurig coffee machine, than you might be living under a rock… or are just unaware of the technology that creates the perfect cup of coffee right in your own home! (For the sake of this post, I’m going to focus on the single cup brewing system, as pictured below)

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This isn’t an ordinary coffee maker. The Keurig operates with a ‘K-Cup’ system that eliminates the process of grounding the coffee. It’s all done for you in a compact container like this one!

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Once the K-cup is inserted into the machine, you just close the lever and wait for the water to heat up!

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One tip is to make sure you’re filter and your reservoir (fancy word for water container) are clean about every three months!

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The average price for the at home single cup brewing system ranges from about $70-$130 on the Kuerig website, but if you shop online at Walmart.com, they are offering a bundle right now if you purchase the Keurig Elite K40 Single Serve Coffeemaker, it will include a 18ct box of delicious ‘Coffee People Donut Shop’ K-Cups free!

Right now, Walmart is also offering an online K-Cup bundle on some of your favorite brands like:

  • Starbucks
  • Foldgers
  • Lipton Iced Tea
  • and more!
  • So stop spending gas to go spend money on coffee, and make the switch to Keurig!

‘Living Smart With Coupons’ helps fill the pantry for half the cost!

Hey everyone! Happy Tuesday!

Now that the weekend is over, its time to focus on being able to eat throughout the week, without denting your wallet. Although eating fast-food everyday is oh so tempting for every college kid, it’s not realistic for those who live on a budget.

Each week, local supermarkets in your area issue  circulars, displaying the sales and deals at every store which can be a bit overwhelming and time consuming to sit down and dissect on your own.

The Living Rich With Coupons website was created in 2009 in order to aid in the task of staying afloat, financially! This lady is our HERO!

The site features deals and coupons for just about every supermarket and drug store across the United States, including Wal-Mart, Walgreens, Trader Joe’s and the South Florida favorite, Publix Supermarkets.

IMG_4849.PNG The great thing about this website is not only the capability of creating your grocery list based on the sales, but it categorizes the deals by food group which makes the dreaded task of formulating your shopping list a little less awful!

IMG_4851.PNG The other most useful aspect of this website for you budget babes is the “BOGO” section – for all you newbies that means Buy One Get One. For some people, that can mean half of your groceries could either be half off, or even free! Everyone loves FREE right?

IMG_4848.PNG it not only gives you the item on BOGO, but it also shows you the breakdown in price, ultimately showing you how much you’re saving. You can also access this website on your mobile device, just to save a few trees while creating you’re shopping list. Or, if you want to keep it old school, there is a printable coupon option!

IMG_5267.PNG You can’t go wrong with the oh so amazing Living Rich With Coupons!

Is your car AND wallet on E? Gas Buddy app will find cheap gas!

Hello everyone, happy Friday!

As the weekend begins, so does the planning of beach days, shopping trips, nights out with friends, and the ever popular ‘Sunday Funday’. With all these plans, the last thing on everyone’s mind is gasoline in their tank… That is until they hop in their cars and see the ever annoying empty signal.

While living on a budget, it’s most important to think about taking care of the priorities in your life, such as filling up your car, BEFORE the other stuff. I know, I know.. Growing up is such an inconvenience.

But, this app called Gas Buddy is a sure fire way to aid in your money saving endeavors by finding the cheapest gas prices in a six mile radius! It’s available for Android and Blackberry devices, also for Apple products in the App Store!

After typing in ‘Gas Buddy’ in the search bar, this should pop up.

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After the app is downloaded onto your mobile device comes the most important part… Finding cheap gas!

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In the event that you’re out of town, and don’t know your current zip code, just press the gas pump in the middle and it will ask you this:

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Press “OK” and it will figure out your location.

Once the gas prices have shown up on the screen, you can decide whether you want to view the gas stations by how close they are to your current location:

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OR by the cheapest prices in the area:

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Just click the middle button all the way at the bottom labeled “By Distance” or “By Price”.

Also, for those ladies who drive bigger vehicles like trucks or SUVs, to the left of the “By Distance/By Price” button is a function for you to chose which grade of gas that works best in your car!

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Another great function of this app is the interactive map that shows the locations of gas stations along with the price of the grade you’re looking for.

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Not only is Gas Buddy there to help find cheap gas prices, BUT it also allows you to report cheap gas prices you find on the road! If reported, you will be given points, which allow you to enter into a drawing to win a 100 dollar gas gift card for free! All you have to do is sign in with Facebook, or create an account.

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Save yourself a couple dollars to spend on that cute top you saw at Forever 21, and download Gas Buddy to aid in the annoying task of keeping your gas tank full!